🏦Bank Scorer

This institution is no longer active

Operations ceased on March 29, 2014. CRA examination history below reflects the period it was active.

MCVILLE STATE BANK

MCVILLE, ND · Supervised by FDIC

Est. 1920FDIC #8,944RSSD: FDIC-8944
Part ofTOLNA BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2010

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.44%

Institution Profile

FDIC BankFind

Address

201 South Main Street, MCVILLE, ND

County

Nelson County

Established

December 2, 1920

Total Assets

$43M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2010

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2013Call Report / FDIC

Total Assets

$43M

Total Deposits

$37M

Net Loans

$33M

Net Income

$173K

ROA

0.44%

ROE

4.11%

Risk-Based Capital

11.64%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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