🏦Bank Scorer

This institution is no longer active

Operations ceased on March 14, 2015. CRA examination history below reflects the period it was active.

MCKENZIE COUNTY BANK

WATFORD CITY, ND · Supervised by FDIC

Est. 1982FDIC #23,836RSSD: FDIC-23836
Part ofLAKESIDE BANK HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: May 2012

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.41%

Institution Profile

FDIC BankFind

Address

Fifth Street And U.S. Highway 85, WATFORD CITY, ND

County

Mckenzie County

Established

May 8, 1982

Total Assets

$175M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2012

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2014Call Report / FDIC

Total Assets

$175M

Total Deposits

$164M

Net Loans

$80M

Net Income

$2M

ROA

1.41%

ROE

21.74%

Risk-Based Capital

12.40%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1994

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/4893143e-3e7d-4ffd-bb2f-56e67d4080c0"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: