This institution is no longer active

Operations ceased on March 26, 2010. CRA examination history below reflects the period it was active.

MCINTOSH COMMERCIAL BANK

CARROLLTON, GA · Supervised by FDIC

Est. 2002FDIC #57,399RSSD: FDIC-57399

Part ofMCB FINANCIAL GROUP INC→ View all charters

Satisfactory

Current rating · Exam: April 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.26%

Institution Profile

FDIC BankFind

Address

820 Dixie Street, CARROLLTON, GA

County

Carroll County

Established

November 5, 2002

Total Assets

$363M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2005

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2009Call Report / FDIC

Total Assets

$363M

Total Deposits

$343M

Net Loans

$209M

Net Income

$-8,545K

ROA

-2.26%

ROE

-63.29%

Risk-Based Capital

4.64%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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