Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$294M
Total Deposits
$262M
Net Loans
$191M
Net Income
$1M
ROA
1.69%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.24%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 135 | 72.59% | 10.37% |
| 2023 | 140 | 74.29% | 12.86% |
| 2022 | 286 | 84.27% | 5.59% |
| 2021 | 333 | 79.28% | 5.11% |
| 2020 | 426 | 78.87% | 7.04% |
| 2019 | 307 | 75.57% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2022 | Satisfactory | Small Bank |
| Nov 2019 | Satisfactory | Small Bank |
| Nov 2013 | Satisfactory | Small Bank |
1 previous rating locked — back to 2008
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Total Branches
4
Branch Deposits
$242M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 352 | 72.44% | 12.78% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red