Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.0B
Net Loans
$1.1B
Net Income
$2M
ROA
0.65%
Below avg for Community banks. Peer avg: 0.90%
ROE
5.83%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 330 | 84.24% | 5.45% |
| 2021 | 547 | 89.95% | 3.29% |
| 2020 | 485 | 84.74% | 4.33% |
| 2019 | 306 | 84.97% | 4.58% |
| 2018 | 257 | 79.38% | 8.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2014 | Satisfactory | Intermediate Small Bank |
| Oct 2010 | Outstanding | Intermediate Small Bank |
| Aug 2007 | Outstanding | Intermediate Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
10
Branch Deposits
$1.1B
1-Year Change
0
5-year net change: +1 branches
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