VINEYARD BCORP MHC is the bank holding company. MARTHA'S VINEYARD SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

VINEYARD BCORP MHC

Legal name: VINEYARD BANCORP MHC

1 active bank · $1.3B combined assets

RSSD ID: 5557826 (FFIEC NIC)

Combined Assets

$1.3B

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankMARTHA'S VINEYARD SAVINGS BANKEDGARTOWN, MASatisfactory$1.3BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$1.3B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.0B

Net Income

$2M

ROA (avg)

0.65%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2022Lender rankings →

Aggregated HMDA data across all active charters for 2022.

Applications

330

Origination Rate

84.24%

Denial Rate

5.45%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
MARTHA'S VINEYARD SAVINGS BANK	EDGARTOWN, MA	FDIC	$1.3B	100.0%	Satisfactory	May 2014

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.