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This institution is no longer active

Operations ceased on November 7, 2001. CRA examination history below reflects the period it was active.

MANUFACTURERS BANK

CHICAGO, IL · Supervised by FDIC

Est. 1945FDIC #16,230RSSD: FDIC-16230
Part ofMB FINANCIAL INC→ View all charters
Outstanding Same

Current rating · Exam: September 2001

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.98%

Institution Profile

FDIC BankFind

Address

1200 North Ashland Avenue, CHICAGO, IL

County

Cook County

Established

February 3, 1945

Total Assets

$1.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 2001

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$1.7B

Total Deposits

$1.2B

Net Loans

$1.3B

Net Income

$12M

ROA

0.98%

ROE

11.07%

Risk-Based Capital

11.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate3.11%Peer avg: 9.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202419390.16%3.11%
202322483.04%3.57%
202229390.1%4.78%
202142689.44%4.93%
202059190.86%2.20%
201934791.64%1.15%
201833485.63%4.49%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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