This institution is no longer active
Operations ceased on July 1, 2021. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$105M
Total Deposits
$95M
Net Loans
$57M
Net Income
$418K
ROA
0.81%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.76%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 91 | 76.92% | 10.99% |
| 2020 | 168 | 63.1% | 15.48% |
| 2019 | 236 | 82.2% | 6.36% |
| 2018 | 265 | 85.66% | 4.15% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2020 | Satisfactory | Small Bank |
| Aug 2014 | Satisfactory | Small Bank |
| Aug 2009 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Assets