🏦Bank Scorer

This institution is no longer active

Operations ceased on August 28, 2009. CRA examination history below reflects the period it was active.

MAINSTREET BANK

FOREST LAKE, MN · Supervised by FDIC

Est. 1903FDIC #1,909RSSD: FDIC-1909
Part ofBANCMIDWEST CORP→ View all charters
Satisfactory Same

Current rating · Exam: February 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -9.93%

Institution Profile

FDIC BankFind

Address

1650 South Lake Street, FOREST LAKE, MN

County

Washington County

Established

March 15, 1903

Total Assets

$459M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2009

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$459M

Total Deposits

$433M

Net Loans

$226M

Net Income

$-23,930K

ROA

-9.93%

ROE

-509.76%

Risk-Based Capital

-1.78%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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