This institution is no longer active

Operations ceased on December 5, 2009. CRA examination history below reflects the period it was active.

MAINSOURCE BANK - OHIO

TROY, OH · Supervised by FDIC

Est. 1890FDIC #28,148RSSD: FDIC-28148

Part ofINDIANA UNITED BCORP→ View all charters

Satisfactory

Current rating · Exam: December 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.06%

Institution Profile

FDIC BankFind

Address

635 South Market Street, TROY, OH

County

Miami County

Established

January 1, 1890

Total Assets

$210M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 5, 2008

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$210M

Total Deposits

$133M

Net Loans

$149M

Net Income

$2M

ROA

1.06%

ROE

5.72%

Risk-Based Capital

16.29%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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