Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.4B
Net Loans
$1.3B
Net Income
$5M
ROA
1.34%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.93%
Risk-Based Capital
13.11%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 279 | 84.59% | 4.30% |
| 2022 | 352 | 82.67% | 10.23% |
| 2021 | 415 | 84.58% | 4.34% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Intermediate Small Bank |
| Feb 2023 | Satisfactory | Intermediate Small Bank |
| Apr 2020 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2014
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Total Branches
19
Branch Deposits
$1.2B
1-Year Change
0
5-year net change: +8 branches
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