Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.2B
Total Deposits
$1.9B
Net Loans
$1.8B
Net Income
$5M
ROA
0.98%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.41%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 795 | 84.4% | 3.40% |
| 2023 | 633 | 86.89% | 2.69% |
| 2022 | 987 | 83.69% | 3.75% |
| 2021 | 3,151 | 89.18% | 3.24% |
| 2020 | 3,854 | 88.89% | 2.80% |
| 2019 | 1,807 | 90.87% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Large Bank |
| Oct 2020 | Satisfactory | Intermediate Small Bank |
| Oct 2017 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1990
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Total Branches
6
Branch Deposits
$1.8B
1-Year Change
0
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| 2.99% |
| 2018 | 1,007 | 88.58% | 4.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red