LOYAL TRUST BANK

JOHNS CREEK, GA · Supervised by FDIC

Est. 2019FDIC #59,182RSSD: FDIC-59182

Satisfactory

Current rating · Exam: March 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.56%

Institution Profile

FDIC BankFind

Website

www.loyaltrustbank.com

Address

11675 Medlock Bridge Rd, JOHNS CREEK, GA

County

Fulton County

Established

November 18, 2019

Total Assets

$234M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2022

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Mar 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$234M

Total Deposits

$174M

Net Loans

$160M

Net Income

$331K

ROA

0.56%

ROE

5.23%

Risk-Based Capital

17.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$159M

1-Year Change

This is the only examination on record for this bank.

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