🏦Bank Scorer

This institution is no longer active

Operations ceased on August 28, 2023. CRA examination history below reflects the period it was active.

LONGVIEW BANK AND TRUST

CHRISMAN, IL · Supervised by FDIC

Est. 1891FDIC #16,479RSSD: FDIC-16479
Part ofLONGVIEW CAPITAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: November 2017

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.25%

Institution Profile

FDIC BankFind

Address

121 S Pennsylvania St, CHRISMAN, IL

County

Edgar County

Established

August 11, 1891

Total Assets

$264M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2017

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2023Call Report / FDIC

Total Assets

$264M

Total Deposits

$228M

Net Loans

$182M

Net Income

$2M

ROA

1.25%

ROE

15.51%

Risk-Based Capital

12.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate1.74%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202223091.3%1.74%
202135189.74%3.70%
201919488.14%3.61%
20188674.42%12.79%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/07273994-da1c-417d-bb89-ffd82c5acaea"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: