This institution is no longer active

Operations ceased on December 6, 1991. CRA examination history below reflects the period it was active.

LONDON STATE BANK

LONDON, MN · Supervised by FDIC

Est. 1908FDIC #10,565RSSD: FDIC-10565

Needs to Improve

Current rating · Exam: June 1991

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 1.02%

Institution Profile

FDIC BankFind

Address

Main Street, LONDON, MN

County

Freeborn County

Established

January 1, 1908

Total Assets

$4M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

June 4, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$4M

Total Deposits

$4M

Net Loans

$1M

Net Income

$34K

ROA

1.02%

ROE

10.92%

Risk-Based Capital

23.22%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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