🏦Bank Scorer

This institution is no longer active

Operations ceased on December 2, 2013. CRA examination history below reflects the period it was active.

LISCO STATE BANK

LISCO, NE · Supervised by FDIC

Est. 1909FDIC #11,479RSSD: FDIC-11479
Part ofLISCO STATE CO→ View all charters
Satisfactory Same

Current rating · Exam: September 2009

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.23%

Institution Profile

FDIC BankFind

Address

102 Coldwater, LISCO, NE

County

Garden County

Established

January 1, 1909

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2009

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2013Call Report / FDIC

Total Assets

$18M

Total Deposits

$12M

Net Loans

$12M

Net Income

$170K

ROA

1.23%

ROE

8.62%

Risk-Based Capital

20.88%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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