This institution is no longer active
Operations ceased on June 30, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$318M
Total Deposits
$291M
Net Loans
$217M
Net Income
$917K
ROA
0.31%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.90%
Risk-Based Capital
12.38%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 140 | 77.14% | 3.57% |
| 2020 | 181 | 81.22% | 0.55% |
| 2019 | 134 | 74.63% | 3.73% |
| 2018 | 132 | 82.58% | 1.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2022 | Satisfactory | Small Bank |
| Mar 2016 | Satisfactory | Small Bank |
| Sep 2010 | Satisfactory | Small Bank |
1 previous rating locked — back to 2008
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Established
Total Assets