LIBERTY SAVINGS, INC. DBA LIBERTY SAVINGS

SAINT CLOUD, MN · Supervised by FDIC

Est. 1987FDIC #26,891RSSD: FDIC-26891

Part ofLIBERTY FINL SERVICES ST CLOUD→ View all charters

Satisfactory

Current rating · Exam: March 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.95%

Institution Profile

FDIC BankFind

Website

www.libertybankmn.com

Address

2842 2nd St S, SAINT CLOUD, MN

County

Stearns County

Established

January 1, 1987

Total Assets

$292M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$292M

Total Deposits

$264M

Net Loans

$133M

Net Income

$684K

ROA

0.95%

ROE

9.93%

Risk-Based Capital

26.72%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$250M

1-Year Change

This is the only examination on record for this bank.

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