This institution is no longer active

Operations ceased on June 1, 1994. CRA examination history below reflects the period it was active.

LIBERTY BANK & TRUST

ODEBOLT, IA · Supervised by FDIC

Est. 1985FDIC #26,215RSSD: FDIC-26215

Part ofP S B BCORP INC→ View all charters

Satisfactory

Current rating · Exam: September 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.69%

Institution Profile

FDIC BankFind

Address

301 Main Street, ODEBOLT, IA

County

Sac County

Established

April 26, 1985

Total Assets

$15M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$15M

Total Deposits

$13M

Net Loans

$11M

Net Income

$62K

ROA

1.69%

ROE

21.68%

Risk-Based Capital

10.69%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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