This institution is no longer active

Operations ceased on January 1, 1992. CRA examination history below reflects the period it was active.

LIBERTY BANK & TRUST

PALMER, IA · Supervised by FDIC

Est. 1937FDIC #17,611RSSD: FDIC-17611

Part ofW D K BCORP→ View all charters

Satisfactory

Current rating · Exam: April 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.18%

Institution Profile

FDIC BankFind

Address

Main Street, PALMER, IA

County

Pocahontas County

Established

May 15, 1937

Total Assets

$12M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 29, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1991Call Report / FDIC

Total Assets

$12M

Total Deposits

$10M

Net Loans

$5M

Net Income

$135K

ROA

1.18%

ROE

6.91%

Risk-Based Capital

28.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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