This institution is no longer active

Operations ceased on April 29, 2000. CRA examination history below reflects the period it was active.

LEGACY BANK TC

BLANCHARD, OK · Supervised by FDIC

Est. 1993FDIC #33,797RSSD: FDIC-33797

Part ofMIDSTATE BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: September 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.91%

Institution Profile

FDIC BankFind

Address

1000 North Main Street, BLANCHARD, OK

County

Mcclain County

Established

April 30, 1993

Total Assets

$32M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1998

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2000Call Report / FDIC

Total Assets

$32M

Total Deposits

$30M

Net Loans

$22M

Net Income

$161K

ROA

1.91%

ROE

33.93%

Risk-Based Capital

8.56%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1995

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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