This institution is no longer active
Operations ceased on April 29, 2000. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$67M
Total Deposits
$61M
Net Loans
$58M
Net Income
$187K
ROA
1.15%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.11%
Risk-Based Capital
9.19%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 532 | 85.71% | 6.39% |
| 2020 | 655 | 84.89% | 6.87% |
| 2019 | 685 | 80.44% | 10.66% |
| 2018 | 626 | 77.96% | 12.94% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 1996 | Satisfactory | Small Bank |
| Aug 1993 | Satisfactory | Not Reported |
| Jul 1992 | Satisfactory | Not Reported |
1 previous rating locked — back to 1990
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Total Assets