Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.2B
Total Deposits
$1.8B
Net Loans
$1.7B
Net Income
$5M
ROA
0.90%
Above avg for Community banks. Peer avg: 0.90%
ROE
7.17%
Risk-Based Capital
12.04%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,026 | 75.05% | 6.82% |
| 2023 | 375 | 82.93% | 10.40% |
| 2022 | 333 | 81.38% | 9.91% |
| 2021 | 728 | 80.36% | 10.03% |
| 2020 | 939 | 84.13% | 9.58% |
| 2019 | 499 | 80.16% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Large Bank |
| May 2022 | Satisfactory | Large Bank |
| May 2019 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1991
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Total Branches
35
Branch Deposits
$1.9B
1-Year Change
-2
5-year net change: +2 branches
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Preview:
| 13.83% |
| 2018 | 512 | 79.3% | 11.72% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red