This institution is no longer active

Operations ceased on February 24, 2006. CRA examination history below reflects the period it was active.

LANIER COMMUNITY BANK

BUFORD, GA · Supervised by FDIC

Est. 2003FDIC #57,486RSSD: FDIC-57486

Part ofBUFORD BANKING GROUP INC→ View all charters

Satisfactory

Current rating · Exam: October 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.86%

Institution Profile

FDIC BankFind

Address

4356 South Lee Street, BUFORD, GA

County

Gwinnett County

Established

June 17, 2003

Total Assets

$113M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2005

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2005Call Report / FDIC

Total Assets

$113M

Total Deposits

$99M

Net Loans

$78M

Net Income

$884K

ROA

0.86%

ROE

7.24%

Risk-Based Capital

15.39%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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