Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$531M
Total Deposits
$462M
Net Loans
$411M
Net Income
$2M
ROA
1.72%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.69%
Risk-Based Capital
17.75%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 124 | 87.9% | 6.45% |
| 2023 | 145 | 84.14% | 6.90% |
| 2022 | 234 | 94.44% | 2.14% |
| 2021 | 346 | 90.17% | 4.62% |
| 2020 | 290 | 80% | 5.52% |
| 2019 | 207 | 78.74% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| Sep 2022 | Satisfactory | Intermediate Small Bank |
| Aug 2019 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1990
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Total Branches
8
Branch Deposits
$438M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 248 | 84.68% | 4.84% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red