🏦Bank Scorer

This institution is no longer active

Operations ceased on March 22, 2008. CRA examination history below reflects the period it was active.

LAKE COUNTRY STATE BANK

LONG PRAIRIE, MN · Supervised by FDIC

Est. 1917FDIC #10,164RSSD: FDIC-10164
Part ofFIRST NB SAUK CTR RETIREMENT SVG&EMPLOYEE STK OWNERSHIP PLAN&TR→ View all charters
Satisfactory Same

Current rating · Exam: April 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.05%

Institution Profile

FDIC BankFind

Address

706 South Lake Street, LONG PRAIRIE, MN

County

Todd County

Established

February 1, 1917

Total Assets

$75M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 7, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$75M

Total Deposits

$57M

Net Loans

$38M

Net Income

$38K

ROA

0.05%

ROE

0.39%

Risk-Based Capital

15.04%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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