This institution is no longer active
Operations ceased on May 3, 2024. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 20 | 75% | 15.00% |
| 2019 | 49 | 89.8% | 2.04% |
| 2018 | 54 | 74.07% | 5.56% |
Denial rate = denials รท total applications. 2024 national avg: 23.75% ยท Small bank avg: 6.90% ยท above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2009 | Outstanding | Small Bank |
| Aug 2003 | Outstanding | Small Bank |
| Mar 1998 | Outstanding | Small Bank |
3 previous ratings locked โ back to 1992
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment ยท No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/lake-city-federal-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Established
Total Assets