Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$282M
Total Deposits
$250M
Net Loans
$184M
Net Income
$2M
ROA
2.39%
Above avg for Small banks. Peer avg: 0.44%
ROE
22.80%
Risk-Based Capital
14.59%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 48 | 85.42% | 8.33% |
| 2023 | 47 | 80.85% | 4.26% |
| 2019 | 61 | 88.52% | 3.28% |
| 2018 | 46 | 89.13% | 2.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Small Bank |
| Jul 2018 | Satisfactory | Small Bank |
| Feb 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$238M
1-Year Change
0
5-year net change: +1 branches
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