Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$362M
Total Deposits
$324M
Net Loans
$216M
Net Income
$2M
ROA
1.63%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.47%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 165 | 90.91% | 0.61% |
| 2023 | 125 | 80% | 3.20% |
| 2022 | 192 | 78.13% | 3.13% |
| 2021 | 365 | 87.4% | 0.82% |
| 2020 | 428 | 90.19% | 2.34% |
| 2019 | 199 | 90.45% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2022 | Satisfactory | Small Bank |
| Jun 2019 | Satisfactory | Small Bank |
| Nov 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
4
Branch Deposits
$318M
1-Year Change
0
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Preview:
| 2018 | 165 | 90.3% | 3.64% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red