Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$953M
Net Loans
$738M
Net Income
$2M
ROA
0.83%
Below avg for Community banks. Peer avg: 0.90%
ROE
9.91%
Risk-Based Capital
15.53%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 102 | 87.25% | 3.92% |
| 2023 | 125 | 84% | 5.60% |
| 2022 | 179 | 87.15% | 2.79% |
| 2021 | 409 | 87.29% | 0.98% |
| 2020 | 562 | 83.1% | 4.63% |
| 2019 | 266 | 87.59% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Jun 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
7
Branch Deposits
$849M
1-Year Change
0
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Preview:
| 2018 | 267 | 85.39% | 4.49% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red