Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$583M
Total Deposits
$534M
Net Loans
$397M
Net Income
$1M
ROA
0.87%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.59%
Risk-Based Capital
14.05%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 144 | 79.86% | 11.81% |
| 2023 | 167 | 72.46% | 17.96% |
| 2022 | 260 | 77.69% | 14.62% |
| 2021 | 259 | 81.85% | 11.20% |
| 2020 | 310 | 76.45% | 12.26% |
| 2019 | 188 | 75.53% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2022 | Satisfactory | Intermediate Small Bank |
| Sep 2019 | Satisfactory | Small Bank |
| Jan 2014 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1995
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Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$523M
1-Year Change
0
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Preview:
| 9.57% |
| 2018 | 179 | 86.03% | 4.47% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red