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This institution is no longer active

Operations ceased on May 1, 2013. CRA examination history below reflects the period it was active.

KINDERHOOK STATE BANK

KINDERHOOK, IL · Supervised by FDIC

Est. 1919FDIC #5,765RSSD: FDIC-5765
Satisfactory Same

Current rating · Exam: August 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.67%

Institution Profile

FDIC BankFind

Address

175 W Quincy St., KINDERHOOK, IL

County

Pike County

Established

January 1, 1919

Total Assets

$17M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2013Call Report / FDIC

Total Assets

$17M

Total Deposits

$15M

Net Loans

$9M

Net Income

$-29K

ROA

-0.67%

ROE

-8.43%

Risk-Based Capital

14.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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