Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$210M
Total Deposits
$178M
Net Loans
$119M
Net Income
$164K
ROA
0.32%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.14%
Risk-Based Capital
17.02%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 37 | 91.89% | 2.70% |
| 2023 | 36 | 77.78% | 5.56% |
| 2022 | 51 | 72.55% | 15.69% |
| 2021 | 116 | 89.66% | 6.90% |
| 2020 | 131 | 83.97% | 12.98% |
| 2019 | 117 | 80.34% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2025 | Satisfactory | Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
| Mar 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
5
Branch Deposits
$164M
1-Year Change
0
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Preview:
| 2018 | 106 | 75.47% | 10.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red