Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$351M
Total Deposits
$288M
Net Loans
$217M
Net Income
$3M
ROA
3.52%
Above avg for Small banks. Peer avg: 0.44%
ROE
33.27%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 65 | 50.77% | 32.31% |
| 2023 | 104 | 78.85% | 12.50% |
| 2022 | 120 | 81.67% | 8.33% |
| 2021 | 210 | 79.05% | 7.14% |
| 2020 | 241 | 81.33% | 5.81% |
| 2019 | 125 | 82.4% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2022 | Satisfactory | Small Bank |
| Feb 2019 | Satisfactory | Small Bank |
| Jan 2016 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
6
Branch Deposits
$269M
1-Year Change
0
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Preview:
| 2018 | 124 | 74.19% | 8.06% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red