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This institution is no longer active

Operations ceased on July 10, 2015. CRA examination history below reflects the period it was active.

KENNEY BANK AND TRUST

KENNEY, IL · Supervised by FDIC

Est. 1978FDIC #22,609RSSD: FDIC-22609
Part ofITEAM COMPANIES INC→ View all charters
Needs to Improve Up

Current rating · Exam: October 2013

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -1.50%

Institution Profile

FDIC BankFind

Address

Route 54 And Jordan Street, KENNEY, IL

County

De Witt County

Established

February 11, 1978

Total Assets

$17M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

October 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$17M

Total Deposits

$9M

Net Loans

$6M

Net Income

$-143K

ROA

-1.50%

ROE

-3.93%

Risk-Based Capital

74.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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