🏦Bank Scorer

This institution is no longer active

Operations ceased on April 4, 2025. CRA examination history below reflects the period it was active.

KANZA BANK

KINGMAN, KS · Supervised by FDIC

Est. 1905FDIC #13,157RSSD: FDIC-13157
Part ofKANZA FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: October 2022

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.60%

Institution Profile

FDIC BankFind

Address

151 N Main St, KINGMAN, KS

County

Kingman County

Established

January 1, 1905

Total Assets

$259M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Oct 2027(based on asset size)

Financial Snapshot

As of Q1 2025Call Report / FDIC

Total Assets

$259M

Total Deposits

$227M

Net Loans

$184M

Net Income

$-2,954K

ROA

-4.60%

ROE

-57.11%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate3.23%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20243193.55%3.23%
20237192.96%0.00%
202214289.44%3.52%
202117289.53%2.91%
202014486.81%6.25%
20197688.16%5.26%
201814484.72%5.56%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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