This institution is no longer active

Operations ceased on July 9, 1993. CRA examination history below reflects the period it was active.

KANSAS STATE BANK AND TRUST COMPANY

WICHITA, KS · Supervised by FDIC

Est. 1934FDIC #13,899RSSD: FDIC-13899

Part ofKANSAS STATE FINANCIAL CORP→ View all charters

Needs to Improve

Current rating · Exam: December 1992

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

123 North Market Street, WICHITA, KS

County

Sedgwick County

Established

March 1, 1934

Total Assets

$349M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

December 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1993Call Report / FDIC

Total Assets

$349M

Total Deposits

$302M

Net Loans

$183M

Net Income

$2M

ROA

1.13%

ROE

15.09%

Risk-Based Capital

14.53%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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