This institution is no longer active

Operations ceased on December 31, 2006. CRA examination history below reflects the period it was active.

JLB SERVICE BANK

NEW CASTLE, DE · Supervised by FDIC

Est. 2003FDIC #57,306RSSD: FDIC-57306

Satisfactory

Current rating · Exam: November 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.98%

Institution Profile

FDIC BankFind

Address

92 Read'S Way, Suite 210, NEW CASTLE, DE

County

New Castle County

Established

August 19, 2003

Total Assets

$3M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2005

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$3M

Total Deposits

—

Net Loans

—

Net Income

$-45K

ROA

-1.98%

ROE

-2.22%

Risk-Based Capital

99.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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