Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$196M
Total Deposits
$174M
Net Loans
$92M
Net Income
$404K
ROA
0.82%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.85%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 20 | 65% | 10.00% |
| 2023 | 43 | 81.4% | 11.63% |
| 2022 | 65 | 84.62% | 1.54% |
| 2021 | 147 | 80.27% | 2.72% |
| 2019 | 71 | 78.87% | 7.04% |
| 2018 | 74 | 79.73% | 8.11% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Small Bank |
| Jan 2020 | Satisfactory | Small Bank |
| Dec 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$159M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red