This institution is no longer active
Operations ceased on February 15, 1997. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$299M
Total Deposits
$215M
Net Loans
$212M
Net Income
$2M
ROA
0.76%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.34%
Risk-Based Capital
10.05%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 540 | 71.85% | 10.93% |
| 2020 | 1,176 | 77.04% | 7.99% |
| 2019 | 926 | 75.49% | 9.83% |
| 2018 | 921 | 78.28% | 8.79% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 1992 | Satisfactory | Not Reported |
| Sep 1991 | Needs to Improve | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets