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This institution is no longer active

Operations ceased on July 27, 2012. CRA examination history below reflects the period it was active.

JASPER BANKING COMPANY

JASPER, GA · Supervised by FDIC

Est. 1945FDIC #16,240RSSD: FDIC-16240
Part ofJBC BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.95%

Institution Profile

FDIC BankFind

Address

100 Mark Whitfield Street, JASPER, GA

County

Pickens County

Established

March 12, 1945

Total Assets

$207M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2009

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2012Call Report / FDIC

Total Assets

$207M

Total Deposits

$204M

Net Loans

$97M

Net Income

$-5,361K

ROA

-4.95%

ROE

-264.70%

Risk-Based Capital

1.08%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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