Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$215M
Total Deposits
$183M
Net Loans
$136M
Net Income
$772K
ROA
1.43%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.10%
Risk-Based Capital
16.43%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 76 | 82.89% | 14.47% |
| 2023 | 77 | 87.01% | 10.39% |
| 2022 | 138 | 91.3% | 7.25% |
| 2021 | 171 | 95.91% | 2.92% |
| 2020 | 235 | 92.77% | 6.38% |
| 2019 | 130 | 93.08% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Small Bank |
| May 2019 | Satisfactory | Small Bank |
| Sep 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
7
Branch Deposits
$179M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 146 | 88.36% | 8.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red