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This institution is no longer active

Operations ceased on July 23, 2001. CRA examination history below reflects the period it was active.

IOWA STATE BANK

OELWEIN, IA · Supervised by FDIC

Est. 1998FDIC #34,845RSSD: FDIC-34845
Part ofWFC INC→ View all charters
Satisfactory

Current rating · Exam: February 2001

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.53%

Institution Profile

FDIC BankFind

Address

201 South Frederick Avenue, OELWEIN, IA

County

Fayette County

Established

October 1, 1998

Total Assets

$16M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2001

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2001Call Report / FDIC

Total Assets

$16M

Total Deposits

$14M

Net Loans

$14M

Net Income

$-46K

ROA

-0.53%

ROE

-3.26%

Risk-Based Capital

21.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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