This institution is no longer active
Operations ceased on August 8, 2000. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$35M
Total Deposits
$31M
Net Loans
$27M
Net Income
$7K
ROA
0.04%
Below avg for Small banks. Peer avg: 0.44%
ROE
0.38%
Risk-Based Capital
14.53%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 56 | 87.5% | 5.36% |
| 2020 | 816 | 93.87% | 2.45% |
| 2019 | 578 | 89.27% | 3.63% |
| 2018 | 431 | 85.61% | 4.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 1998 | Outstanding | Small Bank |
| Jun 1995 | Satisfactory | Not Reported |
| Aug 1993 | Satisfactory | Not Reported |
1 previous rating locked — back to 1991
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Established
Total Assets