🏦Bank Scorer

IOWA STATE BANK

CLARKSVILLE, IA · Supervised by FDIC

Est. 1918FDIC #15,947RSSD: FDIC-15947
Part ofCLARKEL INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 3.10%

Institution Profile

FDIC BankFind

Address

100 N Main St, CLARKSVILLE, IA

County

Butler County

Established

January 1, 1918

Total Assets

$390M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2024

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:May 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$390M

Total Deposits

$337M

Net Loans

$270M

Net Income

$3M

ROA

3.10%

ROE

28.52%

Risk-Based Capital

16.26%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$317M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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