🏦Bank Scorer

This institution is no longer active

Operations ceased on February 24, 2001. CRA examination history below reflects the period it was active.

IOLA BANK AND TRUST COMPANY

IOLA, KS · Supervised by FDIC

Est. 1903FDIC #14,682RSSD: FDIC-14682
Part ofTEAM FINL EMP STK OWNERSHIP PLAN→ View all charters
Outstanding Same

Current rating · Exam: July 1998

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.97%

Institution Profile

FDIC BankFind

Address

119 East Madison Street, IOLA, KS

County

Allen County

Established

April 1, 1903

Total Assets

$86M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2000Call Report / FDIC

Total Assets

$86M

Total Deposits

$72M

Net Loans

$45M

Net Income

$839K

ROA

0.97%

ROE

13.46%

Risk-Based Capital

14.72%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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