This institution is no longer active
Operations ceased on July 1, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$969M
Net Loans
$850M
Net Income
$2M
ROA
0.30%
Below avg for Community banks. Peer avg: 0.90%
ROE
2.20%
Risk-Based Capital
17.95%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 1,984 | 68.65% | 8.27% |
| 2021 | 4,273 | 76.34% | 7.91% |
| 2020 | 4,983 | 78.65% | 6.10% |
| 2019 | 2,755 | 77.79% | 6.82% |
| 2018 | 2,153 | 77.15% | 7.57% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Intermediate Small Bank |
| Mar 2020 | Satisfactory | Intermediate Small Bank |
| Apr 2017 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Total Assets