🏦Bank Scorer

This institution is no longer active

Operations ceased on September 4, 2009. CRA examination history below reflects the period it was active.

INBANK

OAK FOREST, IL · Supervised by FDIC

Est. 1970FDIC #20,203RSSD: FDIC-20203
Part ofI S B FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: May 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -20.97%

Institution Profile

FDIC BankFind

Address

15533 South Cicero Avenue, OAK FOREST, IL

County

Cook County

Established

June 25, 1970

Total Assets

$210M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2009

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$210M

Total Deposits

$209M

Net Loans

$145M

Net Income

$-21,656K

ROA

-20.97%

ROE

-793.16%

Risk-Based Capital

-1.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate13.64%Peer avg: 7.63%▼ Below avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20232268.18%13.64%
20195550.91%20.00%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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