This institution is no longer active

Operations ceased on February 29, 1996. CRA examination history below reflects the period it was active.

ILLINOIS STATE BANK & TRUST

EAST ALTON, IL · Supervised by FDIC

Est. 1904FDIC #20,046RSSD: FDIC-20046

Part ofRIVER BEND BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: September 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.39%

Institution Profile

FDIC BankFind

Address

347 West Main Street, EAST ALTON, IL

County

Madison County

Established

January 1, 1904

Total Assets

$156M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1995Call Report / FDIC

Total Assets

$156M

Total Deposits

$137M

Net Loans

$50M

Net Income

$2M

ROA

1.39%

ROE

15.02%

Risk-Based Capital

22.40%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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