This institution is no longer active
Operations ceased on December 2, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.5B
Net Loans
$853M
Net Income
$19M
ROA
1.53%
Above avg for Community banks. Peer avg: 0.90%
ROE
21.90%
Risk-Based Capital
12.47%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 263 | 71.86% | 20.15% |
| 2020 | 59 | 83.05% | 3.39% |
| 2019 | 88 | 73.86% | 13.64% |
| 2018 | 104 | 62.5% | 23.08% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2019 | Satisfactory | Intermediate Small Bank |
| Oct 2016 | Satisfactory | Intermediate Small Bank |
| Dec 2013 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 1997
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Total Assets